Since 1998, Ingenious has been at the forefront of investing in the UK economy and in that time we have raised and deployed over £9 billion.
We specialise in four industry sectors: Media, Infrastructure, Real Estate and Education, with a focus on building long-term relationships with our industry partners. Our relationships and industry expertise allow us to identify compelling investment opportunities which balance risk and return.
Our investment opportunities are generally uncorrelated to the performance of the stock market providing welcome diversification for many investors. We often back our own judgement by investing alongside our investors who include individuals, family offices, companies and financial institutions.
Through our blue-chip professional infrastructure we aim to provide our national network of adviser relationships with exceptional service, both pre and post investment. We understand the adviser and investor relationship and the challenges of providing financial planning solutions. We actively encourage a close working relationship with our network of advisers to ensure we provide straightforward, transparent solutions to financial planning and investment challenges.
- A deep knowledge of Media, Infrastructure, Real Estate and Education
- Access to a broad range of capital sources
- Exceptional track record of balancing risk and return
- Proven ability to nurture and grow successful businesses
- Extensive industry relationships
- Experienced team of industry professionals
OUR BUSINESS PRINCIPLES
- To be a trusted, long-term business partner
- To exceed the needs of our clients
- To manage our investors’ capital with the same care we we take when managing our own
OUR COMMITMENT TO YOU
- Careful, transparent management of investment opportunities under strategies designed to deliver attractive, risk-adjusted returns
- Dedicated nationwide client relationship team and a central client services team dedicated to supporting your investment needs
- Blue-chip professional infrastructure providing first class commercial, finance, legal and technical expertise on investment activities
We believe that investment into the media sector offers a more compelling proposition than ever before for you and are pleased to be able to offer the opportunity to participate in this sector.
Successive governments have demonstrated their desire to support the UK’s creative industries and the latest production tax credits (and enhancements to existing tax credits) have provided a further boost to this important sector which contributes $7.1 billion to the UK economy*. This backing continues to encourage growing numbers of international rights owners to look to the UK and its first class industry professionals to produce high quality film and TV content. Given that the government’s initial assessment is that every £1 given in tax credit generates £12 for the economy, it is likely that such support will only increase**.
For 20 years, Ingenious has been at the forefront of creating efficiently structured and well managed investment opportunities in the UK’s creative economy.
We have the largest and most experienced team of independent professionals in the UK dedicated to the analysis and commercial negotiation of media opportunities and our total media fundraise is currently in excess of £9 billion.
*PwC: Global Entertainment and Media Outlook 2014-2018 **BFI: Film, high-end television, animation programmes and video games production in the UK: full year 2014
The UK’s infrastructure and energy market is undergoing a period of significant change. We seek to create value by identifying opportunities presented by this change.
We invest on behalf of retail, corporate and institutional investors alongside our own funds, and have so far deployed £500 million across a range of infrastructure projects.
Our projects include solar PV (ground and roof mounted), onshore wind, energy efficiency, anaerobic digestion, waste to energy and small scale hydroelectric power. Our sector specialist team is over 30-strong and is supported by commercial, legal and finance professionals dedicated to the sector.
The property sector offers attractive opportunities to investors due to the overwhelming demand for housing in and around the capital. With banks often unwilling to lend, residential property developers may struggle to access enough finance on acceptable terms to fund their developments which already have full planning permission.
Ingenious offers these established developers the opportunity to realise their housing projects, providing competitive loan terms to those seeking speed and certainty in securing finance for their next development site.
We only loan to financially robust developers, and have recently helped to finance developments in Kingston, Southall, Bristol and Liverpool. Combined with our rigorous credit checks, we endeavour to ensure that your capital is always appropriately protected. Our sector specialist team and transparent charging structure makes the Ingenious proposition an attractive and competitive player within the lending market.
We employ over 200 professionals at Ingenious.
If you would like to join our team, please visit our Careers page.
Our offices are located at 15 Golden Square, London, W1F 9JG. Please visit our contact page for more information.
If you are an existing client, you should generally speak to your financial adviser in the first instance. However, if you have any questions in the meantime, please speak to our Client Services Centre on firstname.lastname@example.org or call 020 7319 4290.
For any other queries or to reach a specific member of staff at Ingenious, please call our reception on 020 7319 4000.
Features EIS – minimum investment of £10,000
Play EIS – minimum investment of £10,000
Vision EIS – minimum investment of £10,000
Infrastructure Ventures EIS – minimum investment of £10,000
IEP Classic & IEP Classic Cover – minimum investment of £25,000
IEP Care – minimum investment of £25,000
IEP Private – minimum investment of £50,000
Ingenious Real Estate Growth Service – minimum investment of £25,000
Past performance is not a guide to future performance and may not be repeated. The value of an investment can go down as well as up and you may not get back the full amount invested.
Each of our investors and their advisers have the opportunity to register for access to myIngenious, our online portal.
myIngenious enables investors and their advisers to gain easy access to information regarding Ingenious investments. This includes financial information, reports and valuation statements where appropriate.
If you have not registered yet or are having problems logging in or finding what you need, please contact our Client Services Centre at email@example.com or call 020 7319 4290.
We always recommend that you speak with your professional adviser regarding your investment, as we are unable to give financial advice. However, our Client Services Centre will be happy to help with any queries and can be reached at firstname.lastname@example.org or 020 7319 4290.
As an investor with Ingenious you are able to access all of your relevant investment information through our online portal - myIngenious.
If you cannot locate your login details, please email email@example.com or call us on 020 7319 4290 or email and a member of our Client Services Centre will be happy to help.
The Enterprise Investment Scheme (EIS) is a government sponsored scheme offering a range of attractive benefits to investors that hold qualifying investments for at least three years:
- 30% income tax relief for investments up to £1 million per annum, reducing net cost to investors to 70p per £1 invested
- Tax Free Growth – no capital gains tax payable on gains realised on disposal of investment
- Loss Relief – losses to net cost (i.e. below 70p per £1 invested) can be set off against income in year of disposal or previous year, reducing capital at risk to 38.5p per £1 invested
- Capital gains tax deferral – capital gains can be deferred, up to the amount subscribed for shares. Applies to gains arising three years prior to, and one year after, the issue of qualifying shares
These reliefs are based upon a number of assumptions including the personal circumstances of an investor and availability of EIS relief at 30%.
We manage tax risk by seeking advanced assurance from HMRC to confirm that the underlying investments will qualify under the EIS legislation, meaning that investors should be entitled to any applicable tax reliefs. We will not invest a penny of investors' money until we have received this advanced assurance.
Our EIS opportunities and the investments within Ingenious Estate Planning should qualify for Business Relief, formerly known as Business Property Relief (BPR).
Business Relief (BR) is a UK tax relief introduced in 1976 to enable business owners to pass shares in unquoted trading companies from generation to generation without being subject to inheritance tax (IHT).
Shares in BR qualifying companies become 100% exempt from IHT once they have been held for two years.
BR is commonly used by private investors as an effective tool for estate planning. Ingenious is one of the largest managers of BR qualifying investments for private investors.
The below diagram illustrates the expected timeline for receiving EIS certificates.
Our EIS and Ingenious Estate Planning opportunities are not affected by the DOTAS rules, or, indeed the new legislation surrounding accelerated payment notices (APNs).
EIS is a government sponsored initiative designed to raise money for small, qualifying businesses. We manage tax risk by seeking advanced assurance from HMRC to confirm that the underlying investments will qualify under the EIS legislation, meaning that investors should be entitled to any applicable tax reliefs. We will not invest a penny of investors' money until we have received this advanced assurance. Investments within Ingenious Estate Planning should qualify for Business Relief (formerly known as Business Property Relief).
Ingenious will keep you informed of the progress of the EIS3 certificate process and every effort will be made to ensure they are obtained from HMRC and issued in advance of the 31 January self-assessment tax return filing deadline. In situations where the EIS3 certificate is not available prior to the filing deadline, investors will be able to obtain relief by way of a standalone claim on receipt of the certificate. The timing of the certificate does not impact the availability or amount of relief or the period(s) against which it can be claimed.
Please note that HMRC monitors the status of each EIS company and is likely to deny relief altogether if any claim is made before it has authorised the issue of certificates.
Tax relief is available for the tax year in which the relevant shares were allotted (or the previous year where a carry back claim is made). Where certificates are available before the return for the relevant year is filed, the claims can be made as part of the tax return. Where the certificates are available after this date, standalone claims need to be made on the receipt of each EIS3 certificate by the investor. The deadline for such claims is five years from 31 January following the end of the tax year in which the shares were allotted.
We aim to offer you the best possible service, but there may be occasions when you feel you have cause for complaint. If so, we will always try to resolve any issues quickly and to your satisfaction.
In the first instance, you should feel free to raise any issues or concerns with your regular Ingenious contact who will attempt to resolve the matter. If you prefer, you may address your complaint in writing to the Compliance Officer and send it to:
The Compliance Officer
Ingenious Capital Management Limited
15 Golden Square
London W1F 9JG
We will deal with your complaint in accordance with our internal complaints procedures. If we fail to resolve a complaint to your satisfaction or if we have not resolved it within eight weeks of receiving your complaint, you can also direct your complaint to the Financial Ombudsman Service:
The Financial Ombudsman Service
London E14 9SR
If you cannot find the information you are looking for above, please call us on 020 7319 4000 or email firstname.lastname@example.org.