We believe that preparing for changing circumstances is a cornerstone of sound financial planning – especially when it comes to protecting the legacy your clients are creating for their loved ones.
The estates of one in twenty people are subject to inheritance tax today. This will rise to one in ten in 2018/19.*
We have designed the Ingenious Estate Planning family of investment solutions to preserve and grow your clients' investment, whilst giving the benefit of being free from inheritance tax and enabling your client to retain control of their assets as they plan for the future.
The Ingenious Estate Planning solutions offer your clients an opportunity to invest in our key specialist areas – media, clean energy and real estate.
IEP Classic - a simple and flexible investment service designed to help your client maximise the value of their estate on death by protecting the value of their investment from IHT after just two years
IEP Care - an investment service that provides the benefits of IEP Classic, but is specifically designed to help your client plan for potential care costs
IEP Private - a tailored investment service that provides the benefits of IEP Classic, but also offers your client the flexibility to build and adjust their investment allocation to suit their personal goals
*Office of Budget Responsibility, March 2014