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IEP Classic

Please note that the availability of Business Relief from Inheritance Tax and Investors’ Relief for capital gains tax will be subject to the changes announced in the Autumn 2024 budget.

Ingenious Estate Planning Classic & Care Service 2025 Rights Issue

Ingenious Estate Planning (IEP) Classic is a comprehensive service designed to deliver financial and well-being benefits through a straight-forward investment strategy, in a tax-efficient manner.

Ingenious seeks to deliver 7 key benefits to IEP investors

01

Carefully managed returns:

Preserving and increasing wealth whilst carefully managing risk

02

Low volatility:

Seeking steady growth with low volatility compared to Business Relief (BR)-qualifying AIM Index, which can be more sensitive to market sentiment

03

Optimised tax-efficiency:

Mitigate against the impact of Inheritance Tax (IHT) on death and Capital Gains Tax (CGT) on earlier disposal

04

Flexibility to adapt:

Retain access and control of your investment in case circumstances change

05

Not just an investment:

Plan for complex health or care needs with a care advisory service

06

Competitively priced:

IEP Classic offers a comprehensive solution with competitive fees

07

Supportive of ESG objectives:

We believe investments should be undertaken in a sustainable and responsible way, underlined by robust corporate governance

Investment Strategy

The primary focus of the IEP Classic investment strategy is Real Estate. Current and ongoing investment activities within the Portfolio Companies will continue to focus on asset-backed lending on real estate development projects.

The Portfolio Companies current investment activities also include a small portfolio (less than 10%) of asset-backed loans for historic Technology, Media and Telecoms (TMT) and Infrastructure projects.

The Opportunity

Understanding the sector and external market in which the borrower and assets are positioned.

Assess the financial viability of the opportunity including valuation, credit risk, timing of any loan repayments or strategy for owned and operated income-generating assets

Determine the type and value of security for lending opportunities, which can be used to protect the full repayment of the loan, ensure that appropriate asset management services are in place for owned and operated income-generating assets

Downloads & Documents

IEP Classic Quarterly Investment Update

Download

IEP Classic Brochure

Download

IEP Classic Investor Agreement

Download

IEP Classic Fee Illustration

Download

IEP Classic Application Form

Request

IEP Classic Joint Application Form

Request

Find out more about Ingenious Estate Planning

INGENIOUS ESTATE PLANNING CARE SERVICE

Provided by independent care consultants from a third party care adviser, Grace Consulting, many of whom have a medical background and have expert knowledge of later life care.
Learn more

INGENIOUS ESTATE PLANNING SERVICE

Ingenious Estate Planning (IEP) is designed to deliver financial and well-being benefits through a straightforward investment strategy, in a tax-efficient manner.
Learn more

SEE OUR EXPERT BUSINESS DEVELOPMENT TEAM

Speak with a member of our business development team for new business enquiries.
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Illustration Tool

Produce personalised illustrations of how your clients’ investments might perform over time, taking into account investment performances, the impact of fees and potential withdrawals
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More information about the potential benefits and risks can be found in the relevant Brochure, Investor Agreement and Application Form.

There is no guarantee that shares issued to you will be wholly or partly Business Relief or Investors’ Relief qualifying at the date of a future transfer of your shares. Tax rules could change in the future and the value of any tax relief will depend on your personal circumstances.

We require investors to take financial advice before completing an application for Ingenious Estate Planning.

Important information

Past performance is not a guarantee of future returns. As with any investment, there are inherent risks involved in investing in any of our products and money invested may both increase or decrease in value and your capital is at risk. There is no guarantee that you will be repaid all of your invested capital.

No Ingenious Group company provides or is authorised to provide investment or tax advice.