Ingenious Estate Planning (IEP ) Private Real Estate is a comprehensive service designed to deliver financial and well-being benefits through a straight-forward investment strategy, in a tax-efficient manner.


Ingenious seeks to deliver 7 key benefits to IEP investors

Market-leading
returns, 2 years running1


Targets a steady long-term return of 5-7% per annum, net of fees

Low volatility


Seeking steady growth with low volatility compared to Business Relief (BR) qualifying AIM index, which can be more sensitive to market sentiment

Optimised
tax-efficiency


Mitigate against the impact of Inheritance Tax (IHT) on death and Capital Gains Tax (CGT) on earlier disposal

Flexibility to adapt


Retain access and control of your investment in case circumstances change

Not just an
investment


Plan for complex health or care needs

Competitively
priced1


Pay less than most other comparative services for a more comprehensive solution

Supportive of ESG2
objectives


Supporting a Government priority to deliver quality housing across the UK and member of the UK Green Building Council

1Tax Efficient Review, March 2020 & June 2021

2Environmental, Social and Governance

Investment strategy


The primary objective of IEP Private Real Estate is to invest in one or more portfolio companies that undertake a lending trade. Loans are provided to experienced developers, who will then deliver the scheme on time and on budget.

Given the scale of the UK real estate market, this objective allows the team to be highly selective in the developers and projects they lend to.

Why real estate?


Land and buildings are intrinsic to our daily lives, providing the spaces in which we live, work and relax. And they offer an investment opportunity that we can relate to. No complicated algorithms or financial instruments to explain, simply an investment based on bricks and mortar.

THE OPPORTUNITY

Structural deficit


Longstanding structural housing shortage in the UK. In 2018 alone, Savills reported a house building deficit of 80,000 dwellings1.

Pent up demand, attractively priced


Political and economic uncertainty has also fuelled the pent up demand for real estate both domestically and internationally. Devaluation of sterling since the EU referendum has made UK real estate particularly attractive to international investors.

Government support


Government policy has been supportive of residential real estate for some time, for instance with Help to Buy. This has heightened as the housing market is a focal part of the economy’s recovery from the COVID-19 pandemic.

1The Savills Housing Sector Survey, 2018

Documents

More information about the potential benefits and risks can be found in the Brochure, Investor Agreement and Application Form.

There is no guarantee that shares issued to you will be wholly or partly Business Relief or Investors’ Relief qualifying at the date of a future transfer of your shares. Tax rules could change in the future and the value of any tax relief will depend on your personal circumstances.

We require investors to take financial advice before completing an application for Ingenious Estate Planning.

Application Forms for joint investors can be found in the document library.

Want to know more?


Important information


Past performance is not a guarantee of future returns. As with any investment, there are inherent risks involved in investing in any of our products and money invested may both increase or decrease in value and your capital is at risk. There is no guarantee that you will be repaid all of your invested capital.

No Ingenious Group company provides or is authorised to provide investment or tax advice.