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IEP Private Real Estate

Please note that the availability of Business Relief from Inheritance Tax and Investors’ Relief for capital gains tax will be subject to the changes announced in the Autumn 2024 budget.

Ingenious Estate Planning (IEP) Private Real Estate is a comprehensive service designed to deliver financial and well-being benefits through a straight-forward investment strategy, in a tax-efficient manner.

Ingenious seeks to deliver 7 key benefits to IEP investors

01

Carefully managed returns:

Targets a steady long-term return of 3-5% per annum, net of fees

02

Low volatility:

Seeking steady growth with low volatility compared to Business Relief (BR) qualifying AIM index, which can be more sensitive to market sentiment

03

Optimised tax-efficiency:

Mitigate against the impact of Inheritance Tax (IHT) on death and Capital Gains Tax (CGT) on earlier disposal

04

Flexibility to adapt:

Retain access and control of your investment in case circumstances change

05

Not just an investment:

Plan for complex health or care needs

06

Competitively priced:

IEP Private Real Estate offers a comprehensive solution with competitive fees

07

Supportive of ESG objectives:

Supporting a Government priority to deliver quality housing across the UK and member of the UK Green Building Council

Investment strategy

The primary objective of IEP Private Real Estate is to invest in one or more portfolio companies that undertake a lending trade. Loans are provided to experienced developers, who will then deliver the scheme on time and on budget.

Given the scale of the UK real estate market, this objective allows the team to be highly selective in the developers and projects they lend to.

Why real estate?

Land and buildings are intrinsic to our daily lives, providing the spaces in which we live, work and relax. And they offer an investment opportunity that we can relate to. No complicated algorithms or financial instruments to explain, simply an investment based on bricks and mortar.

The Opportunity

IEP Private Real Estate

1Centre for Policy Studies (2025). The Housing Guarantee: How to fix the UK’s broken housing market

2Gov.uk | First Homes Scheme

Structural deficit

The UK continues to face a deepening structural housing shortage. Studies
estimate that the UK is short of approximately 6.5 million homes, based on
comparisons with average housing provision across other developed European nations. Within England alone, the deficit is around 5.85 million homes, highlighting the long-term deficit of housing stock relative to demand.1

Pent up demand, attractively priced

Political and economic uncertainty has also fuelled the pent up demand for real estate both domestically and internationally. Devaluation of sterling since the EU referendum has made UK real estate particularly attractive to international investors.

Government support

The First Homes scheme aims to offer first-time buyers to buy a home for 30% to 50% less than its market value.2

Downloads & Documents

IEP Private Real Estate Quarterly Update

Download

IEP Private Real Estate Brochure

Download

IEP Private Real Estate Investor Agreement

Download

IEP Private Real Estate Fee Illustration

Download

IEP Private Real Estate Application Form

Request

IEP Private Real Estate Joint Application Form

Request

Find out more about Ingenious Estate Planning

INGENIOUS ESTATE PLANNING CARE SERVICE

Provided by independent care consultants from a third party care adviser, Grace Consulting, many of whom have a medical background and have expert knowledge of later life care.
Learn more

INGENIOUS ESTATE PLANNING SERVICE

Ingenious Estate Planning (IEP) is designed to deliver financial and well-being benefits through a straightforward investment strategy, in a tax-efficient manner.
Learn more

SEE OUR EXPERT BUSINESS DEVELOPMENT TEAM

Speak with a member of our business development team for new business enquiries.
Meet our team

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More information about the potential benefits and risks can be found in the relevant Brochure, Investor Agreement and Application Form.

There is no guarantee that shares issued to you will be wholly or partly Business Relief or Investors’ Relief qualifying at the date of a future transfer of your shares. Tax rules could change in the future and the value of any tax relief will depend on your personal circumstances.

We require investors to take financial advice before completing an application for Ingenious Estate Planning.

Important information

Past performance is not a guarantee of future returns. As with any investment, there are inherent risks involved in investing in any of our products and money invested may both increase or decrease in value and your capital is at risk. There is no guarantee that you will be repaid all of your invested capital.

No Ingenious Group company provides or is authorised to provide investment or tax advice.