Offering bespoke finance solutions to UK property developers

10+
Years Lending
£3-£30m
Loan lending range
70%
Max gross loan to value
90%
Max loan to cost

Why Ingenious Real Estate

We are experts in development and bridging finance.  Since 2014, we’ve lent over £1 billion to a diverse and exciting mix of real estate projects, funding the construction of 4,000+ residential units across England and Wales.

Development finance

A loan to help finance the construction of property. The loan is typically repaid from the sale or the refinance of the property once it's constructed.
£3m - £30m

£3m - £30m

12-30 months

12-30 months

< 90% LTC | < 70% LTV

< 90% LTC | < 70% LTV

1% Entry & Exit Fees

1% Entry & Exit Fees

From 0.85% pcm

From 0.85% pcm

Bridging finance

To finance the acquisition of land or property by a developer in order that it might subsequently be approved for conversion or development.

The loan is usually repaid by either the sale of the land or by a development loan to fund the build-out of the approved scheme.
£3m - £30m

£3m - £30m

12 months +

12 months +

< 70% LTV

< 70% LTV

1% Entry & Exit Fees

1% Entry & Exit Fees

From 0.85% pcm

From 0.85% pcm

The Ingenious Real Estate Process

01

Get to know us

Speak to our expert and friendly team to discuss your specific requirements in detail. We’re highly experienced and aim to support your project on market-leading terms

02

Indicative terms

Send us a development appraisal, your background and the scheme details and we can provide you with indicative terms, typically within 48-72 hours

03

Like what you see

We will come and meet you, see the site, agree the finer details and then go to the Investment Committee for approval

04

Full and detailed Terms

Issued following Investment committee if approved

05

Due Diligence and Execution

Loan documents, valuations, Project monitor reports, legals etc

06

Loan Completion

Normally about 8-12 weeks from start

07

Drawdowns

Monthly drawdowns are typically turned 2 business days after receipt

Portfolio

Gunnersbury Lane, Acton

Gunnersbury Lane, Acton

100-bed apart-hotel, with co-working and retail space.

Burley Street, Leeds

Burley Street, Leeds

189 high-quality Purpose Built Student units.

Hollis Croft, Sheffield

Hollis Croft, Sheffield

234 Build To Rent units with co-working space.

Walm Lane, Willesden Green

Walm Lane, Willesden Green

48 residential units and ground-floor commercial space.

Rosendale Road, Herne Hill

Rosendale Road, Herne Hill

23 residential units and a nursery.

Hanger Lane, Ealing

Hanger Lane, Ealing

Vacant office with consent for a 378-bed C1 scheme.

REAL ESTATE

Tom Brown

Tom Brown

Managing Director, Real Estate

Howard Sefton

Howard Sefton

Managing Director, Real Estate

Andrew Bidwell

Andrew Bidwell

Investment Director

Andrew Lipscombe

Andrew Lipscombe

Investment Director

Dimitriy Williamson

Dimitriy Williamson

Investment Director

Wensde Clement De Grandprey

Wensde Clement De Grandprey

Head of Legal and Business Affairs

Annabelle Mansilla

Annabelle Mansilla

Senior Legal & Business Affairs Executive

Environmental

Our journey towards net-zero

Important information

Past performance is not a guarantee of future returns. As with any investment, there are inherent risks involved in investing in any of our products and money invested may both increase or decrease in value and your capital is at risk. There is no guarantee that you will be repaid all of your invested capital.

No Ingenious Group company provides or is authorised to provide investment or tax advice.